Wells Fargo will pay twelve million dollars related to allegations for obtaining consumer reports (background checks) in connection with job applications. Plaintiff Terrell Manuel applied for and was offered a job at Wells Fargo Bank, N.A. (Wells Fargo). At the time Manuel applied for a job, Wells Fargo obtained an employment-purposed consumer report, sometimes called a background check, about Manuel from First Advantage Background Services Corp. Manuel alleges that Wells Fargo took an adverse action against him by denying his employment based on the results of his employment-purposed consumer report. Manuel alleges Wells Fargo did not provide a copy of his consumer report and other disclosures required by 15 U.S.C. § 1681b(b)(3)(A)(ii) at least five business days before denying his employment as a result of his consumer report.