An Ohio plaintiff’s claim under the Fair Credit Reporting Act (FCRA) was thrown away because he couldn’t show that the report caused him an injury or that the background screening company failed to maintain reasonable procedures to ensure accuracy. Thomas Black filed the class action suit against General Information Solutions (GIS) after the company performed a background check. The vendor who was assigned the task reported a robbery charge that did not result in a conviction, which had been dismissed. The report was thrown away after the plaintiff submitted a dispute, but he failed to return the requested references and was no longer considered. The Court determined Black suffered no harm as the result of GIS’ alleged violation of the FCRA.
Background Screening Company Defeats FCRA Claim with Standing and Effective Procedures Defenses
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