New York has passed a new law (S3072) that will take effect on April 18, 2026, restricting most employers from
requesting or using an applicant’s or employee’s consumer credit information in hiring and other employment
decisions, making such use an unlawful discriminatory practice under state law. The law defines “consumer credit
history” broadly and includes several narrow exemptions for specific roles such as law-enforcement, security-sensitive,
or legally required positions. Employers must update screening practices to comply.

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