A California judge recently dismissed a putative class action filed against Bank of America Inc. and others after J. Robert Berrellez alleged violations of the Fair Credit Reporting Act, Investigative Consumer Reporting Agencies and the Consumer Credit Reporting Agencies Act, claiming the background checks invaded his and others’ rights to privacy after being performed without written disclosure. Not only was the case presented beyond the FCRA’s two-year statute of limitations, but Berrellez was unable to proof the action caused him harm.
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