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The provisions of FCRA apply to any business entity that seeks to use a “consumer report” – which broadly includes anything from a credit report to a criminal or even motor vehicle background check – for any “employment purposes.”…
Employers are permitted by law to run credit checks on employees or prospective employees, and nearly half do, according to a 2012 study by SHRM. But there are limits to how these checks can be ordered and used, and the FTC and the EEOC want employers and employees to…
Credit checks have become a routine part of the hiring process. Nearly half of all companies run them on potential employees, according to SHRM. One in four Americans say they have been told that they missed out on a job because of their credit history. And yet, as…