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Eleventh Circuit Affirms Dismissal of Attempted FCRA Class Action Against Furnisher of Consumer Information

Jun 4, 2019 | Fair Credit Reporting Act

The Eleventh Circuit recently dismissed putative class action suit Hunt v. JP Morgan Chase Bank, Nat’l Ass’n, holding that the bank had not violated its duties as a furnisher of consumer information when it reported that a customer’s account was past due even though a foreclosure lawsuit has been filed.In addition, JP Morgan Chase was never required to investigate the inaccuracy because the plaintiff’s complaint did not allege that JP Morgan received notice that he disputed the information with the consumer reporting agencies (CRAs).

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