This is a consumer class action based upon Defendant UBS Financial Services, Inc.’s (UBS) violations of the Fair Credit Reporting Act, 15 U.S.C. §§ 1681 et seq. (FCRA). UBS systematically violates at least two sections of the FCRA: section 1681b(b)(2), by procuring consumer reports about current or prospective employees and deceptively embedding improper release language, as well as other extraneous language, in the consumer consent and disclosure document that UBS requires prospective and current employees to sign prior to ordering a background check; and, section 1681b(b)(3), by using employment background checks to make adverse employment decisions without providing the consumer job applicants who are the subjects of the background checks a copy of the report used, along with a summary of his or her rights under the FCRA, and a sufficient amount of time to contest and/or correct any errors in the reports before the adverse action is taken. The Plaintiff in this case seeks relief against the Defendant including: That judgment be entered against the Defendant for statutory damages in the amount of not less than $100 and not more than $1,000 per violation per Class member; That judgment be entered against the Defendant for punitive damages, etc.
Hiring Tips Blog

FCRA Class Action USB Financial Services
May 1, 2014 | Credit Checks, Fair Credit Reporting Act, Financial Services Hiring
Recent Posts
- Beyond Fingerprints: Navigating the Biometric Amendment to the Colorado Privacy Act
- Does a DOT Drug or Alcohol Violation Prohibit a Driver from Operating ANY Commercial Motor Vehicle (CMV)?
- Texas Weed Laws: What You Need to Know
- The ABCs of CBD? Kind of … 8th Circuit Affirms Termination of Employee Failing Drug Test for Hemp Pain Oil
- California’s New AI Regulations Take Effect Oct. 1: Here’s Your Compliance Checklist
Categories
- Artificial Intelligence Fraud (2)
- Background Check Compliance (103)
- Background Check Laws (61)
- Background Screening (46)
- Biometric Identification (6)
- Consumer Financial Protection Bureau (1)
- Credit Checks (32)
- Criminal History Check (183)
- Data Protection & Privacy (110)
- E-Verify Issues (79)
- Education Verification (7)
- Educational and Childcare Hiring (28)
- EEOC (51)
- Employer Negligence (37)
- Employment Screening (137)
- Fair Credit Reporting Act (109)
- Featured Posts (1)
- Financial Services Hiring (11)
- Healthcare Hiring (6)
- Hiring Legal Compliance (3)
- Home Services and Repairs Hiring (6)
- Human Resources & Benefits (26)
- Immigration Issues (91)
- IT and Data Security Hiring (11)
- Medical & Pharmaceutical Industry Hiring (11)
- Occupational Fraud (14)
- Pre-employment Drug Testing (191)
- Public Safety Hiring (1)
- Retail Hiring (14)
- Security Services Hiring (3)
- Social Media (32)
- Transportation Industry Hiring (21)
- Uncategorized (1)
- Wage History Checks (4)

