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Posts by Category: Fair Credit Reporting Act

Proposed Amendments To Fair Credit Reporting Act

Proposed Amendments To Fair Credit Reporting Act

Two new bills affecting credit reporting and the use of credit reports for employment purposes are working their way through Congress. If passed, the bills would amend the Fair Credit Reporting Act (FCRA). The first, The Credit Access and Inclusion Act of 2015, H.R….

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Study: Credit-Check Bans Lead To More Bias

Study: Credit-Check Bans Lead To More Bias

A new study finds that when employers are prohibited from looking into applicants’ financial history, African-Americans become more likely to be unemployed compared to other demographic groups. Which is odd, the story notes, considering that studies find little…

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Within Reach

Within Reach

Organizations leverage background screening when hiring new employees in order to protect themselves from making a costly mistake. But candidates are also protected by federal laws, like the FCRA that help regulate background reports by promoting accuracy and privacy…

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